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Terms & Conditions
The Škoda SmartChoice finance package is a flexible finance package that allows you to choose between a Credit agreement or Škoda Guaranteed Minimum Future Value agreement, with a 7.95% p.a interest rate and the option of a 3-year Škoda Smart Service plan (valued at $1,100) included in your repayments. Škoda non-maintained and fully maintained lease options are also available.
This Škoda Finance 7.95% p.a. interest rate offer is fixed for the term of the loan and available for terms up to 60 months, from no deposit required and with a range of end of term residual or Škoda Guaranteed Minimum Future Value payment options depending on your chosen loan term. A PPSR fee of $10.35, monthly maintenance fee of $2, UDC loan fee of $130 and dealer origination fee will apply (your dealer can tell you their applicable fee). This 7.95% p.a. offer is available on all new Škoda vehicles financed from 1 September 2025 until otherwise advised. Škoda Finance and Škoda Future Value is provided by UDC Finance Limited. UDC’s lending criteria and standard terms and conditions apply. Škoda Guaranteed Minimum Future Value terms and conditions apply.