Affordable vehicle finance tailored to you

Your trusted partner in vehicle financing

At Ebbett Audi & CUPRA, we take pride in our commitment to providing clear, transparent, and competitive financial solutions tailored to your needs.

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Full transparency

We’re dedicated to ensuring you have all the information you need to make informed decisions. That’s why we always provide clear lending quotes upfront.

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Understand your loan options

Curious about what your loan repayment might look like? Use our repayment calculator to explore:

• Loan repayment amounts
• How much you can afford to borrow
• Estimated loan repayment timelines

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Why Choose Ebbett Audi & CUPRA Financing?

• Competitive interest rates
• Flexible contract terms tailored to you

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Finance Options Tailored for You

We understand every customer’s needs are unique. That’s why we partner with multiple providers to craft a lending package that works for you throughout your loan lifecycle.

We also offer a range of products designed to protect your investment, including:

• Payment Protection Insurance
• GAP Insurance
• Mechanical Breakdown Warranties
• Vehicle Insurance

Discover financing options that give you peace of mind and the flexibility you deserve.

‍Hire Purchase

Financing your vehicle through a hire purchase agreement lets you drive your car while gradually paying it off. This option is ideal if you don’t have the cash to buy a vehicle upfront. You can make this process even more cost-effective by taking advantage of our partners' low finance rate offers.

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How it Works

When financing your vehicle, there may be setup and accounting fees to pay along with your deposit (if required). Your deposit can also come from trading in your current vehicle. Additionally, items like accessories, service plans, and on-road costs may need to be included in your deposit.

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‍Getting Approved

Before finalising your hire purchase agreement, we’ll review the following:

• Affordability: Ensuring you can manage the agreed repayment schedule (weekly or monthly payments). We are responsible lenders and want to make sure this works for you.
• Suitability: Confirming the agreement aligns with your needs and circumstances.
• Credit History: Reviewing your personal or business credit history, including any outstanding debts.
• Eligibility: Verifying that you are over 18 years old, hold a restricted or full NZ driver’s license, and can provide two forms of NZ identification.

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‍Need More Information

Have questions about hire purchase or the lending process? For a deeper dive into hire purchase agreements, we recommend visiting Consumer Protection NZ here.

Leasing your Vehicle

Consumer & Business Lease for GST registered businesses

Take control of your vehicle budget with a Consumer or Business Lease tailored to your needs. Designed for GST-registered businesses, this leasing option lets you structure your agreement by choosing a term and setting a suitable residual value. Here’s how it works:

• Flexibility to fit your budget: Customize your monthly payments to align with your financial goals.
• Fixed Payments for Certainty: Enjoy peace of mind with fixed, predictable payments throughout your lease term.
• Residual Value Risk: As the lessee, you carry the residual value risk, giving you flexibility at the end of the term.
• Easy Returns and Upgrades: When the lease ends, return the vehicle to Ebbett Audi & CUPRA and explore upgrading to the latest model with a new lease.

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Key Benefits:

• Flexible terms ranging from 6 months to 5 years.
• No annual fees.
• Potential tax benefits for business users.
• Improved cash flow management.
• Simplified budgeting with predictable rental payments.

Discover if an operating lease is the right solution for you and your business.

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Our Finance Partners

At Ebbett Audi & CUPRA, we collaborate with a range of trusted financial providers to bring you flexible and competitive financing options. The rates we offer depend on various factors, including:

• Loan amount
• Loan term
• Deposit or equity levels
• Customer credit history
• Individual risk profile

In addition to tailored finance solutions, we provide exclusive promotional offers for our new vehicle brands, making it easier for you to drive away in your dream car.